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More than three out of four Americans in a committed relationship, or 78 percent, prefer a partner who is good with money over one who is physically attractive. These days it's much more attractive to be an 800 than a perfect 10.

The Citi online survey also found that one in four respondents said they would actually prefer that their significant other discuss finances more often, and nearly seven out of 10 have avoided bringing up the topic of money to prevent an argument.

Despite the fact that she lives in England and I in Dublin, we met and began what is now a serious relationship.

I can only say that meeting Alix has turned my life around and we are now planning our future together.

Banks, landlords, insurance companies, employers and even Internet providers have been relying on this three-digit calculation to measure a person's character and decide if they want to take a risk on you. That's just what Niem Green, founder and CEO of Credit Score Dating.com, thought when he launched his dating website in 2006 after working for a number of years as an underwriter for a bank.

"And I started to notice there were similar patterns between the scores and the personalities I would meet.

Usually it's because there's a history of fighting because one's a spender and one's a saver," she said.

Related: Why Money Arguments Are a Red Flag for Couples Sussman said most people want to be with a partner who's responsible.

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